Many homeowners fall behind on their mortgage payments and are threatened by their lenders with foreclosures. If you are facing the possibility of a foreclosure, you might feel as if you have no other option other than to walk away from your home.
The experienced foreclosure defense attorneys at Roach & Leite have helped many people to save their homes while also renegotiating their mortgages to include more favorable terms. Our lawyers represent people in a broad variety of these types of cases. We also help clients with other related matters such as those involving debt collection problems.
What Is Foreclosure?
When a homebuyer falls behind on his or her mortgage payments, the lender may initiate a foreclosure action. This is a legal method through which the lender can take over the home’s ownership by seizing it in order to take control of the home. If you have been notified of a pending foreclosure, it is important for you to seek help from an experienced lawyer.
There are other alternatives if you’d like to keep your home. We may be able to help guide you through the process of refinancing your mortgage through federal programs that were passed to help homeowners to get mortgage payments that are more affordable. We understand how to negotiate for you for a broad range of alternatives that could help you to resolve the problems that you are having. We will work to build a strong foreclosure defense strategy that best fits your particular situation.
Helping Victims Of Predatory Lending Practices
If you are the victim of predatory lending, you may need help with recovering damages from the lender that violated your rights. You may be able to hold your lender accountable if any of the following situations apply:
- After being promised that you could refinance your home, your lender then refuses to do so.
- You discover added costs that you never agreed to pay.
- Your lender either failed to file the required paperwork or never had it to begin with.
If you have been the victim of predatory lending, our experienced foreclosure defense attorneys may review your documents and offer you an honest assessment of your potential claim. If we advise you to file a complaint, we will ask that your lender is ordered to pay your legal fees if it has violated your rights under the Truth in Lending Act.
Proven Foreclosure Defense Strategies
When you receive a threat of bank foreclosure from your lender, it is important for you to act quickly. Contact Roach & Leite today to schedule your consultation so that you can learn more about the attorney foreclosure solutions.
No Matter The Circumstances We Can Help
We handle a variety of Foreclosure defense issues. Some of the more common matters that we help our clients with include the following:
Second Lien Modification Program (2MP)
Deed in Lieu
Principal Reduction Alternative (PRA)
Home Affordable Refinance Program (HARP)
Principal Reduction Alternative
Treasury/FHA Second Lien Program (FHA2LP)
Home Affordable Modification Program (HAMP)